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| Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity |
| Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to many thousands of satisfied customers with superior service second to none. We are a direct source for home mortgage loans, mortgage refinance, mortgage rates and home equity mortgage refinancing loan programs. We also specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide. Your request gains access to home purchase loans and home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! |
Home Equity Loans
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
| Refinancing -- What You Stand to Gain Low interest rates can create a refinancing frenzy in the marketplace, but consider the details of your unique situation to determine if a refinance makes sense for you. Even a small percentage of a rate drop means big savings based on higher loan amounts How much have rates dropped? Instead of listening to the "2% rule" about how much of a percentage change in interest rates you should look for before you refinance, look at how much money you'll stand to save. A 1% rate reduction is a lot more meaningful if you have a $500,000 mortgage rather than one that's $100,000. * * * * * * * * Can you refinance into a shorter term? If you have 20 years left on your mortgage and you refinance into a new 30-year mortgage, you may not save money over the long run, even with a lower rate. However, if you can afford to refinance that 20-year mortgage into a 15-year mortgage, the combination of a lower interest rate and a shorter term will substantially reduce the total amount of interest you'll pay before you own the house free and clear. What You Stand To Gain Done properly, a refinance can have both immediate and lasting benefits. Get a better loan. Refinancing can provide an opportunity to correct a mistake you made in taking out your existing mortgage or simply make a good mortgage even better. Either way, you'll increase your short- and long-term financial security and increase the odds that hard times won't put you at risk of losing your home. Increase your long-term net worth. With the savings from refinancing your mortgage, you'll be spending less on interest. That's money you can put away for retirement or use toward another long-term financial goal. Increase short-term cash flow. If your refinance lowers your monthly payment, you'll have more money to work with on a month-to-month basis. This can reduce the day-to-day financial pressure on your household and create opportunities to invest elsewhere. |
| Mortgage Refinance - What You Stand To Gain - Mortgage Refinancing |
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Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.
| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |
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